Easy Financing

Easy Ways to Finance Your Dream Home

Urban N' More has partnered with different financial institutions to offer our customers a variety of financing options. Our financing options are available during the checkout process.

During the checkout process, after filling out the shipping information, you will reach the payment section where you can choose your desired payment method. The first option will be Credit Card and below that you can choose between the available financing options.

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Regardless of which payment method you choose, once paid, your order shipping and delivery time will be the same.

Each financing option is different. You can find the information for each financing option below to choose the best option for you.



It’s simple and easy

You’ll get an instant decision on whether you're approved with just simple information - no bank account or credit card required.

Steps to choose Klarna Financing at checkout:

  1. Add items to your cart
  2. Select "Klarna" as your payment option at checkout
  3. Enter simple information and know instantly if you’re approved
  4. Klarna will send you an email confirmation and payment reminders
  5. Complete all future Klarna purchases with just a single click

Payments on Klarna.com

Review your latest purchases and settle your monthly statement at any time by logging into your Klarna account at www.klarna.com. You can also reach Klarna anytime at www.klarna.com/us/customer-service/

Safe and Secure

Klarna uses modern safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.

Frequently Asked Questions

Don’t see your question here? Check out Klarna’s full FAQ page.


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Shop Pay offers you the option to pay in full at checkout, or to split your purchase into 4 equal installment payments. You can't adjust the number of installment payments or the price range available for Shop Pay Installments.

You have the option to pay for orders between $50 and $1,000 USD, including discounts, shipping and taxes, in 4 installments. To use Shop Pay Installments, your shipping address needs to be in the United States.

  1. Add items to your cart
  2. Select "Shop Pay" as your payment option at checkout
  3. Enter simple information or create an account if you don't have one already
  4. Complete all future Shop Pay purchases with just a single click


PayPal Credit offers no Interest if paid in full in 6 months on purchases of $99 or more

  • Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
  • PayPal Credit delivers the same trust, security, and flexibility that you get from PayPal.
  • For more information about PayPal Credit Click here.
Steps to choose PayPal Credit at checkout:
  1. Add items to your cart
  2. Select "PayPal" as your payment option at checkout
  3. Click “Complete Order”, you will be redirected to PayPal’s secure page
  4. Log in to your PayPal account or sign up for a new account for free
  5. On PayPal website, choose the PayPal Credit option
  6. Follow the application instructions and provide the necessary information
  7. You will get an instant decision on whether you're approved or not